Ruloans Distribution services Pvt Ltd

201, Sakar III, Opp. Samruddhi Tower, Nr. C U Shah collage, Income tax, Ashram road, Ahmedabad-380009
[email protected]

About Us

Company Name : Ruloans Distribution services Pvt Ltd

Capvisors offers you a basket of loan and insurance options to choose from its wide relationship with Premier Banks and Financial Institutions.

The expertise we have gained by being in the business for over more than a decade enables us to identify the loans and insurance which would best suit you. Being as the best loan and insurance consultant in Ahmedabad, we focus on transparency in all processes. We ensure data security and are accountable.

While it is not required for you to step out to visit the bank, if you wish to do so, you may drop into the office of Capvisors Loan Consultants and meet our team over a cup of tea.


Home Loans

Home Loans just started 6.85%* WHAT IS A HOME LOAN? Home Loan is a loan provided by a bank or a financial institution for the purchase of a residential property. The loan can be used to purchase a new/ resale house, construct a house or to buy an under-construction house from a builder. The same property will serve as a security. The demand for home loans is very high in India. Apart from fulfilling the dream of own house, it also helps in wealth creation in the long term. Property is proven to be an appreciating asset since the price of the house is expected to rise over a period of time. This makes financing of such a purchase by borrowing a smart method to own and create an asset without having all the funds for the purpose at the moment.

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Mortgage Loans

Just started 8.10%* WHAT IS LOANS AGAINST PROPERTY? Loan against Property ( LAP ) is very unique product which couples the feature of a personal loan and a secured loan. This loan product helps in unlocking the value of the most precious asset: your Property. The end use of the loan is not monitored when compared to any other secured loan which generally comes with a specific purpose. In that sense, LAP is an any purpose loan, but at the same time secured by collateral of property. This is one of the best tools for those looking at debt consolidation. There are several businesses which has obtained high cost funds like unsecured business loans and leveraged themselves to a greater extend, thereby putting pressure on higher interest cost and lower profit margins. LAP perfectly fits for such businesses to reduce their borrowing cost and consolidate debt at lower cost. The other advantage is the tenor for LAP loan is generally in the range of 7 to 15 years, thereby giving the borrower to plan business expansion among other things. Moreover with the appreciation of property, future requirements also can be taken care of. This allows the best use of the property that is owned and at the same time will enable the raising of funds required for various purposes. Also, a loan against property comes with a low interest rate compared to that of a personal loan or home loan.

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Business Loans

Just started 12%* WHAT ARE BUSINESS LOANS? Business loans are fairly generic term used for different types of finance options that a business can access. In the current context, under Business loans we are largely referring to unsecured income-based loans for self-employed individuals or companies. Unsecured business loans have no requirement for a security or collateral to be submitted and are offered purely on the current financial strength and past credit record of the borrower. They are not as flexible as overdrafts and other credit lines that support day-to-day working capital requirements but given their unsecured nature, they are relatively easy to avail with simple paper work and speedy processing. However, that also means that Business loans are usually costlier than other forms of secured business finance.

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Personal Loans

Just started 10.50%* WHAT IS A PERSONAL LOAN? Personal loans are any purpose loans which are given without any collateral or guarantor. This is a very unique loan product wherein the borrower is at his/her discretion to do whatever they need. In other words, unlike a car loan or a housing loan, a personal loan can be used by the borrower for any of his/ her personal needs. There is no restriction for the usage of such loans though it should not be used for speculative purposes and investment in tax saving instruments. The loan can be repaid like all other loans through the equated monthly instalment -EMI (Use EMI Calculator) process where a fixed amount is paid each month. Personal Loans has the following features: They are provided without any specific purpose. They are given without a collateral or guarantor. They come at an attractive rate of interest. They are relatively short term loans vis a vis other loans(i.e 3 to 5 years) Personal Loan can get disbursed as fast as 24 hrs if the documents are in order. Personal loans are currently offered from Rs 50,000 to Rs 50 Lakhs and are typically repaid in tenures ranging from 1 to 5 years. Higher Loan Amount + Least Loan Tenure = Low Interest Amount

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Machinary Loans

A machinery loan is a type of business loan taken for the purpose of financing the purchase of new machinery or equipment for a business. Modern business tools and state-of-the-art equipment are a great way to expand your business but finding the right financing for them can be difficult at times. A machinery loan makes equipment financing easy and removes any roadblocks in achieving business success. Product Offerings machinery loans involve the following features Loan Amount

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Project Finance

Project Finance Strategic Business Unit A one-stop-shop of financial services for new projects as well as expansion, diversification and modernisation of existing projects in infrastructure and non -infrastructure sectors. Expertise Being India's largest bank and with the rich experience gained over generation, SBI brings considerable expertise in engineering financial packages that address complex financial requirements. Project Finance SBU is well equipped to provide a bouquet of structured financial solutions with the support of the largest Treasury in India The global presence as also the well spread domestic branch network of SBI ensures that the delivery of your project specific financial needs are totally taken care of. Lead role in many projects Allied roles such as Security Agent, Monitoring/TRA agent etc. Synergy with SBI caps (exchange of leads, joint attempt in bidding for projects, joint syndication etc.). In a way, the two institutions are complimentary to each other. We have in house expertise (in appraising projects) in infrastructure sector as well as non-infrastructure sector. Some of the areas are as follows:

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Health Insurance

Health insurance covers cost of an insured individual's medical and surgical expenses. Subject to the terms of insurance coverage, either the insured pays costs out-of-pocket and is subsequently reimbursed or the insurance company reimburses costs directly. What is Health Insurance? Health insurance is an insurance product which covers medical and surgical expenses of an insured individual. It reimburses the expenses incurred due to illness or injury or pays the care provider of the insured individual directly. Need for Health Insurance Medicare or medical costs are rising year on year. As a matter of fact, inflation in medicare is higher than inflation in food and other articles. While inflation in food and clothing is in single digits, medicare costs usually escalate in double digits. For an individual who hasn

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Vehicle Insurance

A comprehensive car insurance policy, also known as motor package insurance, saves you money when your car is damaged in an accident or natural calamity. It also covers your vehicle against theft and burglary. At times, you may end up hurting others or damaging property in an accident. A car insurance policy covers such third party liabilities as well. If you own a car in India, having third party insurance is a must for you. That

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Life insurance

All Major Company Life insurance provider

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